The latest Premium Bond results for July 2026 were unveiled by NS&I today, revealing that two fortunate individuals have each won a whopping £1 million.
The initial £1 million recipient hails from Reading and currently holds £49,931 in Premium Bonds, just shy of the £50,000 maximum limit. Their winning bond number, 250TP871786, was purchased back in July 2015.
The second £1 million winner comes from Warwickshire, with £14,000 invested in Premium Bonds. Their winning bond number, 217AV429216, dates back to January 2014.
Premium Bonds, a savings product offered by NS&I and supported by the Treasury, operate differently from traditional savings accounts by automatically entering holders into a monthly prize draw instead of accruing interest.
If you have had a significant win with Premium Bonds and wish to share your story, feel free to reach out via email at mirror.money.saving@mirror.co.uk.
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The prize amounts for Premium Bonds range from £25 to £1 million, with more smaller prizes awarded each month compared to the larger sums. Each £1 invested in Premium Bonds corresponds to a unique bond number, with a one-month holding period required for new bond purchases before inclusion in the monthly draw.
The odds of winning with Premium Bonds have improved this month to 22,000 to 1 for each £1 bond, with the prize fund rate rising from 3.3% to 3.8%. Despite an estimated increase in monthly prizes and a £60 million boost to the prize pot, there are still only two £1 million prizes available.
Winners are notified by email or text message from NS&I and can opt to have their prize money deposited into their bank account or reinvested into Premium Bonds. To check if you’ve won, utilize the NS&I online prize checker tool or the Premium Bonds prize checker app, with over 22 million individuals currently holding Premium Bonds.
